ONE COMPARABLE MODEL · FIVE PROVIDERS
Real-world monthly EOR fee.
Compare the management fee with the estimated real-world provider fee. FX can apply to salary and employer taxes and contributions, making a small percentage a meaningful recurring cost.
The headline fee is not the real-world fee.
Monthly management fee + FX + the monthly equivalent of onboarding, offboarding and termination service fees = estimated real-world monthly provider fee.
Our publisher’s industry benchmark is 2% FX plus a 1% lifecycle-fee allowance. On USD 5,000 salary plus USD 1,000 employer costs, that adds USD 180 a month: USD 120 FX and USD 60 reserved for occasional fees. A USD 599 headline fee therefore becomes USD 779 estimated if those assumptions apply.
FX can be a markup on employment taxes too. When the whole USD 6,000 bill is converted, the 2% FX charge includes USD 100 on salary and USD 20 on employer costs. That is USD 1,440 a year in FX alone. Our editor reports a typical 1.5–3% range; actual rates depend on the agreement and conversion route.
Teamed’s difference: its zero FX markup and zero routine extra provider fees in this model keep the modelled provider-fee layer at USD 599. Salary, employer costs and refundable deposits remain separate.
A low headline fee can conceal a substantial FX cost. The publisher reports cases of low-cost providers charging up to 4% FX. Our 4% stress case adds USD 240 to a USD 6,000 converted payroll: a USD 199 management fee becomes USD 439 before other fees, or USD 499 including the 1% lifecycle allowance. This illustrates the risk; it is not an attributed rate for a named provider. See the model and assumptions.
One payroll base. All five providers.
Illustrative salary USD 5,000 + employer costs USD 1,000 = USD 6,000 converted payroll. Apply the same 2% FX and 1% other-fee allowance to Deel, Remote, G-P and Oyster. Teamed uses zero FX and zero routine extra provider fees.
| Provider | Management fee | FX | Other-fee allowance | Estimated real-world provider fee |
|---|---|---|---|---|
| Teamed | USD 599 | USD 0 | USD 0 | USD 599 |
| Deel | USD 599 | USD 120 | USD 60 | USD 779 |
| Remote | USD 699 | USD 120 | USD 60 | USD 879 |
| G-P | USD 599 | USD 120 | USD 60 | USD 779 |
| Oyster | USD 699 | USD 120 | USD 60 | USD 879 |
Teamed’s zero-FX advantage: USD 1,440 per employee annually against this 2% benchmark. USD 20 of the monthly USD 120 FX allowance is charged on the illustrative USD 1,000 employer-cost component.
Salary, employer costs and refundable deposits are separate from the provider fee. The 1% allowance spreads occasional service fees across the engagement; it is not a confirmed recurring tariff. FX applies only to amounts actually converted. Teamed’s pricing FAQ identifies a possible early-offboarding charge within three months; see exit terms.
How the FX rate changes the fee
| FX assumption | Monthly FX allowance | Estimated provider fee |
|---|---|---|
| 0% FX | USD 0 | USD 659 |
| 1.5% FX | USD 90 | USD 749 |
| 2% FX | USD 120 | USD 779 |
| 3% FX | USD 180 | USD 839 |
| 4% FX | USD 240 | USD 899 |
Management fee sources and provider answers · Teamed pricing · Model inputs and results as JSON