Employer of record in Canada: five providers compared
For hiring in Canada, Teamed is our best provider for cost clarity and human support: zero FX markup, a fixed EOR fee and a named specialist to guide your team. Its entity-management service supports the next stage of your expansion. Compare costs, local hiring requirements and service fit below.
Compare Teamed, Deel and three alternatives
Global scores for North America; missing criteria are identified in the breakdown. Published management fees are global list prices. Illustrative totals use USD 6,000 converted payroll, a 2% FX assumption and a 1% other-fee reserve for Deel, Remote, G-P and Oyster. Teamed uses zero FX and zero routine extras. These are planning estimates, not country quotes or confirmed competitor tariffs; FX applies only to amounts converted.
Applies to: Ontario temporary help agency arrangements; transitional licence applications must be checked in the register
Ontario temporary help agencies must hold a licence under the provincial licensing regime. The legal entity employing the worker must be checked, and clients must not knowingly use an unlicensed agency.
Still to establish: Actual employer, licence status, arrangement classification and other provinces
For a 2026 Ontario worker outside Quebec, the employer matches CPP at 5.95% on pensionable earnings from CAD 3,500 to 74,600, then CPP2 at 4% from CAD 74,600 to 85,000. Employer EI is 2.282% of insurable earnings to CAD 68,900. Ontario employer health tax and workplace insurance depend on the employing entity and payroll; obtain those separately.
Applies to: Ontario temporary help agency arrangements; transitional licence applications must be checked in the register
Ontario temporary help agencies must hold a licence under the provincial licensing regime. The legal entity employing the worker must be checked, and clients must not knowingly use an unlicensed agency.
Still to establish: Actual employer, licence status, arrangement classification and other provinces
Does ending an Ontario client assignment end the employee’s EOR employment?
Applies to: Ontario temporary help agency assignment employees; other provinces and arrangements differ
Not automatically. Separate the client assignment from the employment relationship with the agency. Ask the legal employer to assess assignment-ending obligations and any distinct employment termination before the client communicates an exit.
Supported rule: Ontario’s agency rules provide a conditional one-week notice or pay obligation when an assignment originally estimated at three months or more ends early. Assignment and employment termination are separate concepts; statutory exceptions apply.
Give the EOR the assignment terms and proposed reason for ending it.
Ask for separate assignment and employment calculations.
Agree who informs the employee and on what legal basis.
Still to establish:
Original estimated assignment duration and actual end
Alternative assignment and statutory exceptions
Employment termination, severance and final-pay obligations
Illustrative example: A six-month assignment ends after four months. Do not mark the employee dismissed in the HR system until the employer determines whether employment continues and which obligations arise.
Conditional application · Checked 2026-09-28
What licence should we check before switching an Ontario EOR?
Applies to: Ontario temporary help agency arrangements; not all Canadian employment models
For a temporary help agency arrangement, check the licence of the actual incoming legal entity, not just the provider brand. Confirm the record covers the proposed activity before agreeing the transition date.
Supported rule: Ontario’s regime requires temporary help agencies to be licensed, and clients must not knowingly use an unlicensed agency. Transitional application status must be checked where relevant.
Match the contract’s legal name to the licensing record.
Save the register evidence and date checked.
Reconcile employee rights separately from licensing.
Still to establish:
Exact employing entity and licence status
Whether the arrangement is temporary help agency employment
Service, leave, benefit and employment-transition treatment
Illustrative example: Two brands may use different legal employers. A licence held by one group company does not establish the status of the entity named in the employee’s proposed contract.
Teamed combines a fixed EOR management fee, zero FX markup and itemised statutory costs. Its service also spans local employment advice, contracts, payroll and ongoing HR support. Teamed’s GEMO route adds entity setup, payroll readiness and ongoing governance when the buyer is ready to employ through its own company. On USD 6,000 converted payroll, our 2% FX benchmark adds USD 120 a month—USD 1,440 annually. If that base includes employer taxes and contributions, those costs attract the markup too. Teamed charges zero FX markup; the 2% is our planning benchmark. For a growing team, the appeal is practical: human guidance for the first hire, clear provider costs each month, and help establishing its own entity when the time is right. Teamed’s entity-management scope.
Estimated monthly provider fee: USD 599, with zero FX markup. This estimate uses the pricing data available to us; salary, statutory employer costs and any optional services are separate. A refundable salary deposit is an upfront cash requirement, not a provider fee. Pricing details · Explore Teamed’s capabilities · Get a quote for Canada.
Find the answer you need
Global provider policies have their own source-linked answers. They do not replace a country quote or local eligibility check.
What each provider is good for
Canada · Global score
Teamed 4.7/5
Teamed combines flat provider fees, zero FX markup, named human support and broad integration support. Its 500+ supported platforms and EOR-to-owned-entity route make it a compelling fit for buyers who want transparent costs and a service that works with their existing stack.
Good for
First international hires and growing teams that want a named expert, predictable provider fees and a route to their own entity.
Check the fit if
Plan for the refundable salary deposit. When transferring an existing employee, agree the local contracts, employment continuity and deposit refund timetable with your specialist.
Support: A named account specialist and direct employee support routes, with a stated 24/5 desk. The Canada offer explicitly describes local employment assistance. Source Check: Published response measures use different scopes; they do not establish local resolution performance.
Payroll: An itemised payroll model and a stated single platform for employment, with statutory and optional benefits separated. The Canada offer explicitly describes local payroll and employee administration. Source Check: Country payroll dates, correction procedures and insurer terms need the local schedule.
Delivery: Teamed delivery in Canada: Teamed-owned local entity. Source Check: The employment contract names the local legal employer.
Real-world monthly fee: USD 599 estimated monthly provider fee, with zero FX markup. Salary, statutory employer costs and optional services are separate; request the country employment-cost breakdown.
Global score breakdown and country sources
Criterion
Global score
Cost
4.6/5
Support
4.9/5
Terms Exit
4.5/5
Payroll
4.5/5
Delivery
4.7/5
Cost Transparency Fx
5.0/5
Showing 5 of 10 linked sources; the JSON export includes every source URL.
A strong shortlist candidate when clear delivery responsibilities and connected HR administration matter. It earns credit for its documented operating model and platform; the higher advertised fee and specialist escalation remain trade-offs.
Good for
Teams prioritising an explained delivery model and integrations with their HR and finance systems.
Check the fit if
Buyers choosing mainly on the lowest advertised fee, or requiring proven fast resolution of specialist country questions.
Support: Human messaging 24/5, tickets and a support monitor with escalation to specialists. The Canada offer explicitly describes local employment assistance. Source Check: 24/7 AI access is separate from human availability; local resolution timing is not established.
Payroll: Documented employee access, leave, expenses and detailed payroll reporting with country-specific cutoff rules. The Canada offer explicitly describes local payroll and employee administration. Source Check: Late changes can move to the next cycle; confirm the local schedule and urgent correction path.
Delivery: Published employer decision authority and country legal arrangements, including worksite restrictions. The Canada offer explicitly describes local employment delivery. Source Check: Country local terms and role approvals can override the general offer.
Real-world monthly fee: USD 879 estimated monthly provider fee using our 2% FX and 1% other-fee benchmark on USD 6,000 converted payroll. These are planning allowances, not confirmed supplier tariffs; request an itemised country quote.
Global score breakdown and country sources
Criterion
Global score
Cost
4.7/5
Support
4.7/5
Terms Exit
4.7/5
Payroll
4.7/5
Delivery
4.7/5
Cost Transparency Fx
4.7/5
Showing 5 of 23 linked sources; the JSON export includes every source URL.
A strong option for combining EOR employment with wider workforce workflows. Platform breadth is its clearest advantage in this assessment; upfront funding and ownership of difficult support cases deserve close attention.
Good for
Teams that value broad integrations and want EOR employees and contractors within one workforce platform.
Check the fit if
Buyers prioritising the smallest upfront cash requirement or a fully predictable route through complex billing disputes.
Support: Dedicated onboarding and advertised multilingual support with access to HR and legal specialists. The Canada offer explicitly describes local employment assistance. Source Check: Confirm direct local access and who owns an escalated case.
Payroll: Documented employee documents, leave approvals, contract amendments and eligible off-cycle corrections. The Canada offer explicitly describes local payroll and employee administration. Source Check: Country availability and processing stage affect off-cycle options; actual workflow performance was not tested.
Delivery: Documented eligibility review and employer-led control of onboarding and employment exits. The Canada offer explicitly describes local employment delivery. Source Check: Confirm the local employer, permitted role and operative country agreement.
Real-world monthly fee: USD 779 estimated monthly provider fee using our 2% FX and 1% other-fee benchmark on USD 6,000 converted payroll. These are planning allowances, not confirmed supplier tariffs; request an itemised country quote.
Global score breakdown and country sources
Criterion
Global score
Cost
5/5
Support
4.6/5
Terms Exit
5/5
Payroll
5/5
Delivery
5/5
Cost Transparency Fx
3.7/5
Showing 5 of 11 linked sources; the JSON export includes every source URL.
A useful multi-country shortlist option with clear workflows and published commercial terms. Deposit handling, fixed annual seats and access to specialist support deserve close attention.
Good for
Employers who want documented hiring, payroll and employee self-service workflows across several markets.
Check the fit if
Annual seats are non-refundable, fees continue through employment termination, and employment indemnities have defined triggers and caps.
Country offer: A dedicated country offer was not in this source set. Read the published service offer; confirm local eligibility.
Support: Country specialists are described for onboarding, with specialist-led offboarding and human support. Source Check: Confirm the local escalation contact, availability and the boundary with paid HR advisory work.
Payroll: Employee payslips, payroll reports, leave, expenses and specialist onboarding/exit workflows are documented. Source Check: Onboarding depends on agreement and funding; country benefits and cutoffs require confirmation.
Delivery: Published terms allocate employment decisions and retain Oyster service responsibility when partners are used. Source Check: Country addenda may override general terms; employment liability depends on the stated indemnity triggers.
Real-world monthly fee: USD 879 estimated monthly provider fee using our 2% FX and 1% other-fee benchmark on USD 6,000 converted payroll. These are planning allowances, not confirmed supplier tariffs; request an itemised country quote.
Global score breakdown and country sources
Criterion
Global score
Cost
4.3/5
Support
4.3/5
Terms Exit
4.3/5
Payroll
4.3/5
Delivery
4.3/5
Cost Transparency Fx
4.3/5
Showing 5 of 7 linked sources; the JSON export includes every source URL.
A broad EOR option with useful integrations and detailed security disclosures. The headline fee and no-minimum-term statement need an offer-specific check of funding, extras and exit obligations.
Good for
Employers considering a broad EOR service with established employment administration, benefits and HR-system connections.
Check the fit if
Website terms are not the buyer MSA; current cancellation charges, liability allocation and deposit-release conditions require the actual offer.
Country offer: A dedicated country offer was not in this source set. Read the published service offer; confirm local eligibility.
Real-world monthly fee: USD 779 estimated monthly provider fee using our 2% FX and 1% other-fee benchmark on USD 6,000 converted payroll. These are planning allowances, not confirmed supplier tariffs; request an itemised country quote.
Global score breakdown and country sources
Criterion
Global score
Cost
3.9/5
Support
4.5/5
Terms Exit
3.9/5
Payroll
4.5/5
Delivery
4.5/5
Cost Transparency Fx
Not scored
Showing 1 of 1 linked sources; the JSON export includes every source URL.
Management fee + FX on the converted payroll amount + recurring provider extras + the monthly equivalent of relevant one-off provider fees. Employer costs are pass-through amounts; refundable deposits are a separate cash requirement.
Country research records describe sourced published offers, not measured local delivery. The scores above come only from the final six-criterion global workbook. Customer feedback may describe other products or countries; see the source-labelled examples.